Legal

Terms of Service

Last updated: October 2026

Using this tool

Sell or Stay is provided by Manny Menezes, Broker of Record with Innovate Real Estate, as a free resource to help homeowners compare selling now versus waiting. By using the tool you accept these terms.

Estimates, not advice

Every figure the tool produces is an estimate for discussion only. It is not an appraisal, a binding offer, a guarantee of any outcome, financial advice, or tax advice. Results depend on the assumptions you enter and may differ from actual market conditions. A below-market mortgage rate does not increase the sale price of a home; it reduces the cost of staying. Consult qualified professionals, including a CPA or tax advisor, before making decisions.

Your information

You are responsible for the accuracy of the information you submit. Information you provide through a review request or contact form is used to respond to you, as described in our Privacy Policy.

No obligation

Requesting a review or comparative market analysis creates no obligation to list your home or to use any service. You may stop the process at any time.

Licensing

Manny Menezes is licensed as a real estate broker in Massachusetts, Rhode Island, Connecticut, and New Hampshire. Equal Housing Opportunity.

Changes

We may update these terms or the tool over time. Continued use after a change means you accept the updated terms.

Contact

Questions about these terms? Email manny@innovateonline.com or call 401.323.8292.